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October 2010
Financial Math Credit
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Q: We want our daughter to do a course in financial management for high school credit. Do we count this as an elective or math credit?

Short Answer
It can be either, depending on the other credits your daughter has already earned and what math sequence you are following in her high school plan.

Explanation
As the homeschooling parent, you set the graduation requirements for your students, incorporating any specific requirements from your state regulations. If your student is college-bound, you will want to match your requirements to what the college stipulates for entrance.

Most colleges prefer 4 years of math credits (using the Carnegie system of 1 year’s work equal to one credit hour). The typical scope of courses is Algebra 1 and 2, Geometry, and Advanced Math (pre-calculus, trig, or calculus). Since the SAT and ACT do not cover Advanced Math, most students do not need this aggressive sequence unless they are going into a math or advanced science field such as engineering or pre-med.

For most students, this means the fourth math credit can focus on math skills needed for one’s career or personal life. Examples include: consumer math, financial management, accounting, statistics, business math, occupational math, marketing, and data analysis.

Which brings us back to the original question. If you have four math courses already slated in your daughter’s high school plan, then treat the financial management class as an elective. If your daughter does not need the advanced math credit for her future plans, then use the financial management class as a math credit (assuming it involves enough material and work to equal a full year’s credit).

For more information on assigning credits in high school, click here. Or you can click on the “Getting Started” button at the top of any page and then click on “High School.” This will take you to the Homeshooling Through High School Frequently Asked Questions page; select number 2.

321 Words
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